Monthly Archive
for: ‘October, 2011’

Zillow: Buyers over optimistic on home value appreciation

More than 42% of prospective homebuyers polled by Zillow believe home values will appreciate by 7% annually in the years ahead. “It’s troubling that we’re still in the midst of one of the worst housing recessions in history, and yet prospective buyers continue to have such high expectations for home value appreciation,” said Stan Humphries, …

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Fannie’s Squeeze Makes 4% Mortgage Too Good to Be True?

Government efforts to make lenders pay for soured mortgages may be keeping potential borrowers from record-low interest rates, slowing home sales and refinancing as banks tighten standards to avoid more demands for refunds. Lenders are insisting on higher credit scores and more documents than required by the Federal Housing Administration and government-backed Fannie Mae and …

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Regulators Take Over Mortgage Insurer

Arizona Takes Over Struggling PMI Group; Move Hits Lenders and Investors A key piece of the nation’s mortgage market is showing new cracks. Arizona regulators have taken over a big mortgage insurer and put restrictions on its claims payments, the latest indication that the housing bust is not finished taking casualties—and that lenders and investors …

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Home Sale After Bad Foreclosure Isn’t Valid, Court Rules

October 19, 2011 Home Sale After Bad Foreclosure Isn’t Valid, Court Rules A Massachusetts man who bought property in a faulty foreclosure sale didn’t have the right to bring a court case over the property because he isn’t the owner, the state’s high court ruled. The Supreme Judicial Court, which in January found that banks …

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Analysis: New wave of foreclosures to push prices lower

And a fresh drop in home prices is likely to result. Banks have stepped up the pace of home seizures after a year-long slowdown brought on by the “robo-signing” scandal in which banks were accused of seizing properties without a proper review of loan documents. The number of foreclosure filings — which include default notices, …

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How to Make a ‘Lowball’ Offer

For some home sellers, it was a long summer without a home sale. That means this fall, some buyers — smelling the desperation — may be able to cut a better deal.  “Sellers who had their homes on the market all summer are anxious to move on, especially before the holidays hit,” says Bill Golden, …

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House Is Gone but as far as bank is concerned Debt Lives On

LEHIGH ACRES, Fla.—Joseph Reilly lost his vacation home here last year when he was out of work and stopped paying his mortgage. The bank took the house and sold it. Mr. Reilly thought that was the end of it. In June, he learned otherwise. A phone call informed him of a court judgment against him …

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